Welcome to an exceptional offering in the highly sought-after Tellico Harbor subdivision--this beautifully updated 3-bedroom, 3-bathroom basement ranch offers approximately 3,600 square feet of thoughtfully designed living space in a peaceful cul-de-sac setting. Conveniently located with a Maryville address in Monroe County, this home seamlessly blends comfort, functionality, and refined style. Set apart from the rest, the property spans three lots across two parcels, totaling approximately 0.75 acres--an uncommon and highly desirable find in the neighborhood. Backing directly to HOA common area, the setting provides a rare sense of privacy and the feel of an extended backyard. Inside, the home has been tastefully updated with a remodeled kitchen featuring sleek finishes and new appliances installed in April 2026, including a stove, dishwasher, and microwave, along with a newer refrigerator. New flooring throughout enhances the home's fresh, modern aesthetic, while major system upgrades--including a new roof (September 2025) and HVAC system (2025)--offer lasting peace of mind. The spacious primary suite is designed for both comfort and relaxation, highlighted by a tray ceiling and a spa-like en-suite bath featuring a whirlpool tub, walk-in tiled shower, dual vanities, and a generous walk-in closet. The fully finished lower level provides exceptional versatility, ideal for a mother-in-law suite, guest retreat, or private space for a college student. Complete with a full bathroom and expansive living area, it also offers the potential to add a kitchenette, with a water line easily accessible--creating true suite-style living. For those who value space and flexibility, the home delivers impressive garage accommodations, including a 2-car main-level garage (19' x 18') and an oversized lower-level garage (26.6' x 17.9' with bump-out). Perfect for boat storage, a workshop, or automotive enthusiasts, this space adds a rare and highly desirable feature. Enjoy practical efficiency with average monthly utility costs of approximately $82 for water and $237 for electricity. Blending modern upgrades, generous living spaces, and a rare multi-lot homesite, this property presents a unique opportunity to experience elevated living in one of the area's most desirable communities.